Eligibility Criteria for Apni Zameen Apna Ghar Program

To apply for a plot under this program, you must follow some important rules. These rules help make sure only the most deserving people benefit from the scheme. Here are the eligibility requirements explained simply: Check Also: How to Register for Apni Zameen Apna Ghar Program

1. Permanent Resident of Punjab

• You must be a permanent resident of Punjab.
• Your CNIC (national identity card) must show your address is in Punjab.

2. District-Based Applications

• You can only apply for a plot in your own district.
• Applications for other districts are not allowed.

3. No Ownership of Other Properties

• Neither you, your husband or wife, nor your dependent children should own any plot or house anywhere in Pakistan.
• This rule is to help only those families who do not already own property.

4. Clean Criminal Record

• You must not have any criminal record.
• People with any criminal case or history cannot apply.

5. Not a Defaulter

• You must not owe any money to banks or financial institutions.
• Applicants who are defaulters will not be eligible.

6. True Information

• You must give accurate and true information in your application.
• If you provide false or incorrect details, your application can be rejected at any time.

Terms of Reference (TORs) for Allotment of Plots

If you are selected and get a plot, there are some important rules you must follow to keep your plot. These rules are called Terms of Reference (TORs):

1. Start and Complete Construction On Time

• After getting possession of the plot, you must start building your house within six months.
• You must finish the house within two years.
• If you do not follow these time limits, your plot can be taken back.

2. No Selling, Transferring, or Leasing for Five Years

• You cannot sell, transfer, or rent out your plot for at least five years.
• If you try to transfer the plot within this period, your allotment will be cancelled.

3. Follow Construction Rules

• You must follow the building by-laws and construction guidelines.
• If you do not, you will get a one-month notice, and if you still do not comply, your plot can be cancelled.

4. Cancellation and No Compensation

• If your plot is cancelled because you broke any rules or gave false information, PHATA will take back the plot.
• You will not get any compensation (no money or replacement plot).

5. Only for Residential Use

• The plot must only be used for building a house to live in.
• You cannot use it for any other purpose.

6. No Commercial Activities or Unauthorized Constructions

• You cannot run a business or make any unauthorized changes to the plot.
• Commercial activities are not allowed.

7. Dispute Resolution

• If you have any problems or disputes, they will be handled by the Grievance Redressal Committee (GRC) of PHATA.

8. Inspections and Legal Action

• PHATA can check your plot and construction at any time to ensure you are following the rules.
• If you break any TORs, PHATA can take legal action as per the law.

These eligibility rules and terms are made to ensure that only deserving families benefit from the program and that the plots are used honestly for building homes. Always read all the conditions carefully before applying and after getting the plot, follow all the rules to avoid any problems in the future.

FAQs: Eligibility Criteria & Terms for Apni Zameen Apna Ghar Program

Q1: Who is eligible to apply for the Apni Zameen Apna Ghar Program?
A1: Only permanent residents of Punjab who meet all the eligibility criteria, such as no property ownership, clean criminal record, and no financial defaults, can apply.

Q2: Can I apply for a plot in any district of Punjab?
A2: No. You can only apply for a plot in your own district as per your CNIC address.

Q3: What if I or my family already owns property elsewhere in Pakistan?
A3: You are not eligible if you, your spouse, or your dependent children own any house or plot anywhere in Pakistan.

Q4: Is having a criminal record a disqualification?
A4: Yes. Applicants with any criminal case or criminal history cannot apply for this program.

Q5: What if I owe money to a bank or financial institution?
A5: Defaulters who owe money to banks or financial institutions are not eligible to apply.

Q6: What happens if I provide false information in my application?
A6: Providing incorrect or false information can lead to rejection of your application or cancellation of your plot even after allotment.

Q7: If selected, what are the rules for construction on the allotted plot?
A7: You must start construction within six months and complete it within two years. Failure to do so may result in cancellation of your plot.

Q8: Can I sell, transfer, or rent out my plot immediately after allotment?
A8: No. You cannot sell, transfer, or lease the plot for at least five years. Violating this rule will cancel your allotment.

Q9: Are commercial activities allowed on the allotted plot?
A9: No. The plot must be used only for residential purposes. Commercial activities or unauthorized construction are not allowed.

Q10: What if I do not follow building rules and guidelines?
A10: You will receive a one-month notice to comply. If you still do not follow the rules, your plot allotment can be cancelled.

Q11: Who handles disputes or complaints related to the program?
A11: The Grievance Redressal Committee (GRC) of PHATA manages all disputes and complaints.

Q12: Can PHATA inspect my plot and construction?
A12: Yes. PHATA can inspect your plot anytime to ensure compliance with the terms. Legal action can be taken if rules are broken.

Q13: Will I get compensation if my plot is cancelled?
A13: No. If your plot is cancelled due to violation of rules or false information, you will not receive any compensation or replacement.