Terms & Conditions
Welcome to cmazag.com — your trusted source for helpful information and updates about the Apni Zameen Apna Ghar (AZAG) Program by the Government of Punjab.
By using our website, you agree to follow and accept the Terms and Conditions explained below. If you do not agree with any part of these terms, we kindly request you not to use our website.
These Terms apply to all users visitors, readers, and anyone accessing or using our website.
1. Purpose of Our Website
cmazag.com is an informational website created to:
- Share updates related to the Apni Zameen Apna Ghar Program
- Explain eligibility, application processes, and required documents
- Help users stay informed about the government’s housing scheme in Punjab
We aim to simplify complex information for ordinary users. We are not a government website and do not represent any official authority. Read our Privacy Policy.
2. Acceptance of Terms
By visiting or using cmazag.com, you confirm that:
- You accept all terms mentioned on this page
- You are at least 18 years old or using the website under adult supervision
- You will not misuse or harm the website
- You understand and agree that this is an unofficial information platform
These Terms & Conditions are a binding agreement between you and our website.
3. No Official Affiliation
We are not connected to PHATA, the Government of Punjab, or any government department. The official AZAG website is:
👉 https://azag.punjab.gov.pk
Our goal is to explain the program in a simple and user-friendly way. We do not:
- Accept applications
- Process or approve plot allocations
- Make decisions on eligibility
- Collect CNICs or personal information
4. Your Responsibilities
As a user of our website, you agree:
- Not to copy or steal our content for illegal use
- Not to try to hack or damage the website
- Not to post false or harmful comments
- Not to act on the information without double-checking on official platforms
- Not to upload or spread viruses or spam content
We reserve the right to block access or take legal action against users who misuse the site.
5. Use of Content
All content on this website (including text, graphics, guides, and layout) is protected by copyright. You may:
✅ Read and share articles
✅ Use information for personal use
✅ Link to our pages (with credit)
You may not:
❌ Copy our entire content without permission
❌ Modify or claim the content as your own
❌ Use content for commercial gain without written approval
6. Accuracy of Information
We try our best to keep all information correct and updated. However:
- Government policies may change
- District quotas and eligibility criteria may be updated
- Application processes may be revised
We do not guarantee that everything on this site is always 100% up to date. For confirmation, always refer to official sources.
7. External Links
We may include links to:
- Government portals
- News websites
- Relevant forms and guides
These are meant to help users, but we do not control those external websites. If you visit an external site, you are subject to their terms and policies. We are not responsible for their content or privacy practices.
8. Limited Liability
cmazag.com and its team will not be responsible for:
- Any direct or indirect loss caused by using our website
- Any error, delay, or missing information
- Decisions made based on our guides or suggestions
- Damage caused by third-party links or technical issues
Use the information at your own risk. We provide content to inform — not to advise, guarantee, or replace official support.
9. Privacy and User Data
We value your privacy. Please read our separate Privacy Policy to understand how we collect and protect your data.
In summary:
- We do not sell or misuse your information
- We may collect basic data (browser type, IP address) for traffic analysis
- We use cookies for website performance
- We never ask for CNIC or bank details
10. Changes to the Terms
We may change these Terms & Conditions at any time. Any updates will be posted here. Continued use of the website means you agree with the new terms.
We recommend checking this page regularly.
11. Website Availability
We try to keep the site running smoothly 24/7, but we do not guarantee that it will always be available. There may be times when:
- The site is down for maintenance
- There is a server issue or technical error
- A page or feature may stop working temporarily
We are not responsible for any loss caused by downtime or limited access.
12. Advertisement Policy
In the future, we may show advertisements to support the website. These ads may come from:
- Google Ads
- Partner websites
- Affiliate links
We do not control ad content and are not responsible for the services or products shown in these ads. Please click on them at your own discretion.
13. No Paid Services or Plot Guarantee
We never:
- Accept money to speed up application processes
- Guarantee that you will receive a plot
- Offer premium services for selection
- Request payment for balloting
If anyone contacts you pretending to be from our team and asks for money or personal documents, please report it to local authorities. We will never request such information from you.
14. Termination of Use
We reserve the right to restrict or terminate access to any user who:
- Violates these Terms
- Misuses or harms the website
- Posts abusive or misleading content
- Tries to damage our reputation
We may do so without warning and without any liability.
15. Contact Information
For questions, suggestions, or concerns regarding our terms, please reach out to us:
We are happy to listen and respond to valid inquiries.
Final Note
We built cmazag.com to be a reliable guide for those who want to learn about the Apni Zameen Apna Ghar Scheme. We work hard to make content simple, accurate, and helpful. But we are not a government body, and we request our users to always rely on official channels for final actions.
By using this website, you agree to be responsible, respectful, and aware.